How it Works
If you are age 70 1⁄2 or older you can make a tax-free distribution from your traditional or Roth IRA to NPCA.
If you own a traditional IRA, you may be legally required to take a Required Minimum Distribution (RMD) each year. Moreover, since your funds have accumulated in a traditional IRA pre-tax, the withdrawal of your RMD each year may be subject to income tax.
Many national parks supporters who do not need these funds choose to donate them to NPCA and invest in the long-term future of their favorite national parks. By making a direct transfer of all or a portion of your RMD, you may be able to avoid the income tax you would otherwise be subject to (so long as you did not contribute to your IRA that year). This is known as a qualified charitable distribution (QCD) and you are allowed to transfer up to $100,000 each year.
If you are still working and contributing funds to a retirement account, this gift could impact your taxable income. Please consult a qualified advisor before making a gift.
For more information, contact Natalie Gupta, Planned Giving Officer, at (917) 685-0506 or by email at ngupta@npca.org.
Beneficiary Designations
In addition to making gifts directly from your IRA account, many national parks supporters choose to name NPCA as a charitable beneficiary of their IRA or other retirement account. Doing so costs you zero dollars today, but allows you to protect and secure the long-term future of the national parks system for future generations to enjoy.
Step 1:
Name NPCA
Designate a percentage of your retirement account to NPCA. You can do this via your plan's website or by contacting your provider directly.
Step 2:
Tell Us About Your Gift
Informing us of your plans helps us ensure we can fulfill your wishes for your future gift. We will not pry into your personal details.
Step 3:
Support National Parks
NPCA receives your gift after your lifetime and uses it to protect and sustain America's national parks for generations to come.
Your gift is fully deductible for federal estate tax purposes, and there is no limit on the deduction your estate can claim. Many gifts are also exempt from state inheritance taxes.